SageSure is the leading homeowners’ insurtech organization in the U.S., specializing in delivering innovative and competitive insurance products to underserved markets. With over a decade of industry experience, SageSure serves as a managing general underwriter (MGU) and partners with highly rated carriers to bring property insurance to coastal, catastrophe-exposed regions.
- Insurance
- Data & AI Accelerator
The Project
The Background
SageSure aimed to advance their digital strategy and offer a seamless, scalable experience to underwriters, brokers, and internal stakeholders. As their market presence grew, the need for a custom platform to streamline operations, enhance decision-making, and maintain compliance became essential.
The Challenge
SageSure faced growing friction with legacy tools and manual underwriting workflows. Key challenges included:
Fragmented Underwriting Processes: Underwriters relied on disparate tools that lacked integration.
Inefficient Decision-Making: Manual data checks slowed down approvals and increased the risk of errors.
Scalability Roadblocks: Existing systems struggled to support the rising volume of insurance applications.
Security & Compliance Gaps: Ensuring data privacy, role-based access, and compliance with regulatory frameworks required a robust tech foundation.
Project Goals
Centralize Underwriting Operations
Develop a unified platform to replace fragmented tools, enabling underwriters to manage the entire submission lifecycle efficiently from one interface, improving speed, consistency, and control.
Automate Risk Assessment
Introduce intelligent automation that pulls real-time data from internal and third-party sources to evaluate risks instantly, reduce manual errors, and accelerate underwriting decisions.
Enhance Security and Compliance
Embed enterprise-grade security with role-based access controls, audit logs, and compliance safeguards to protect sensitive data and meet regulatory requirements from day one.
Future-Proof for Scalability
Build a flexible, cloud-native architecture designed to support growing policy volume, new product lines, and evolving business needs without compromising performance.
Key Features
- A single interface for underwriters to manage submissions, approvals, and documentation.
- Real-time integration with internal and third-party data for quicker, smarter decisions.
- Enforced permissions based on user type to secure sensitive operations.
- Built-in compliance logs and performance metrics to support regulatory needs.
The Process
Discovery & Workflow Mapping
Conducted in-depth sessions with stakeholders to map the underwriting lifecycle.
UX & System Design
Designed user journeys, wireframes, and architecture for a seamless experience.
Agile Development
Deployed sprint-based development cycles for iterative releases and faster feedback loops.
Cloud-Native Build
Developed the application using modern, scalable technologies for optimal performance and resilience.
QA & Security Testing
Ensured thorough testing for performance, compliance, and security standards.
Value Delivered
50% Faster Underwriting: Streamlined workflows and automation slashed processing time by half.
Smarter Risk Decisions: Real-time data integrations improved accuracy and consistency in underwriting.
Boosted Productivity: Intuitive UI reduced tool fatigue and increased underwriter efficiency.
Compliance-Ready: Built-in controls ensured security, auditability, and regulatory alignment.
Scalable by Design: Cloud-native architecture supports rapid growth and evolving needs.